How would your income be affected if you were off work long term?
How long will your employer pay you if you are off work due to illness? What rate of pay will you receive during this period?
Are you Self Employed?
If you suffer poor health will your business be able to continue without you? Would you still have an income in the event of illness if it stops you working?
Would your family benefit from Private Medical cover?
Are there health issues in your family which would be benefit from private healthcare? Would you like to be in control of your health care? Do you want flexible and quicker access to health services?